The fraudster will often provide the victim an opportunity to earn money quickly by depositing a check to their account.
Fake check scams typically involve a scammer contacting their victim through email or social media posting as a potential employer, lender, or interested buyer on a marketplace site. However, like every aspect of your money and banking habits, you should be aware of ways that scammers may try to use mobile deposits for illegal personal gain. If you have never used your banking provider’s smartphone app to deposit a check previously, it is a safe, quick, and convenient way to make your life simpler. Mobile deposits are remarkably simple to make and are used by millions of American consumers on a daily basis.
This can also make it a prime opportunity for fraudsters to commit a range of check scams. Mobile Deposits, as the name says, often involves a mobile device (such as a smartphone or tablet) with a camera and a compatible mobile application.
No more waiting in long lines on your lunch break! Including the ability to deposit checks 24/7, no charge to utilize the feature, and you can rest assured that your information is secure when depositing. There are numerous benefits to using mobile deposits. Simply open the HFS App on your smartphone or tablet and follow the on-screen prompts. Mobile Deposits allow you to quickly and securely deposit your funds directly into your savings or checking account, all without ever having to step foot into a branch. All HFS accounts, except Business Accounts, are eligible to use Mobile Deposit as long as they are enrolled in Online Banking and have downloaded the Mobile App. It is a feature on most mobile banking apps that allows you to take a picture of your check and upload with just a few clicks, no matter where you are. Mobile Deposits are paper checks deposited by their recipient using a camera or scanner without the need to visit a physical credit union or bank branch location.